If you’re making a down payment of less than 20% on a home, it’s important to understand what mortgage insurance is and how it works. Private mortgage insurance (PMI) isn’t just for people who can’t afford a 20% down payment. It’s also for people who don’t want to put down 20%, so they have more […]
More and more drivers are switching to hybrids, plug-in hybrids and electric vehicles. At the most basic level, these vehicles offer better fuel efficiency. Potential drivers are also buying hybrids because of high customer satisfaction ratings, tax credits and low emission levels combined with an environmentally conscious mindset. If you’re on the fence about buying a hybrid car, the following benefits will help make your decision easier.